"Digital-Intelligent Financial Prosecution" Big Model for Legal Supervision Business: An Integrated Smart Defense Line for Financial Security　

Finance is the lifeblood of the national economy; while the rule of law is the cornerstone of the modernization of a country's governance system and  capacity. Currently, illegal financial activities are clearly showing trends of being more intelligent, networked, and industrialized, which have risen significantly, posing greater challenges to global financial governance.

In recent years, the Supreme People's Procuratorate of the People's Republic of China has deployed the Digital Prosecution Strategy nationwide, catalysing a paradigm shift in prosecutorial working methods.

Procuratorial authorities closely focus on the legal demands of high-quality development of the financial sector. By harnessing digital and intelligent technologies, they developed the "Digital-Intelligent Financial Prosecution" big model for legal supervision business.

The big model adopts an integrated design approach. Targeting high-risk segments and prominent issues in the financial sector, it integrates multi-source and heterogeneous data, and develops multiple integrated intelligent analytic modules, covering areas such as banking, foreign exchange, insurance, trust and securities. It enables front-end risk warning, mid-stream crackdown and prosecution, and back-end tracing and governance, thus building a comprehensive, end-to-end, systematic, and intelligent procuratorial defense line for financial security.

In sectors prone to mass-involved economic crimes, procuratorial authorities have developed a supervisory module for "illegal financial activities". Powered by AI, it realizes intelligent data aggregation, sub-second image and text recognition, one-click clue generation and automatic pushing. By combining judicial logic with data analytics, it scores risk-prone enterprises and delivers pinpoint warnings of illegal financial activities such as illegal fund-raising. It advances the agenda from "punishment" to "prevention" in a unified workflow. 

In the area of payment and settlement, a supervisory module for "underground banks" has been developed. The module applies dynamic risk assessment algorithms to solve problems such as multi-layered fund transfers. It can generate multi-dimensional anomalous relationship graphs with one click to identify suspects, effectively curbing the spread of money laundering and preventing the illegal cross-border fund flows.

In the field of bank credit, a supervisory module for "loan fraud" has been developed. Targeting the black-and-grey ecosystem of illegal financial intermediaries, and using abnormal pre- and post-loan behaviors as key indicators, supported by AI-driven analytics, the module identifies suspicious behavioral patterns of both borrowers and intermediaries, thereby pinpointing risks and generating actionable clues.

In the securities and futures sector, a supervisory module for "illegal securities activities" has been developed.  Drawing on the hands-on experience of the Case-Handling Base, the module accurately refines intelligent identification rules. By analyzing, and cross-referencing multi-dimensional data, it unearths clues of illegal and criminal activities including insider trading, money laundering, and intermediary-collaborated accounting fraud, enabling end-to-end crackdowns on securities-related illegal and criminal activities.

Since its launch, the "Digital-Intelligent Financial Prosecution" big model has been practically applied by procuratorial authorities in many places across the country. Some local governments have incorporated it into their regional financial risk early warning and governance toolkits, building a multi-dimensional system for punishing and governing illegal financial activities through concerted procuratorial efforts.

Improving financial governance is a global task that requires the joint efforts of all parties. In the future, we will constantly expand the application scenarios of the model, and continue to deepen international judicial cooperation, to inject new momentum into global financial governance!